Fha Appraisal Requirements Attic

At a minimum the appraiser must complete the following steps.

Fha appraisal requirements attic.

The appraiser is not required to disturb insulation move personal items furniture equipment or debris that obstructs access or visibility. Visually inspect the subject property both inside and out. If re roofing is needed fha requires specific guidelines mechanical systems must be safe protected from destructive elements functional durable and of decent quality. The appraiser must inspect the attic for evidence of possible roof problems.

Fha requires that the appraiser observe the attic for evidence of needed repairs and non compliance with fha property eligibility requirements. Roof must be in good condition and prevent moisture from entering the home. If the appraiser cannot observe the entire attic a head and shoulders observation along with an explanation from the appraiser regarding why the entire attic could not be observed is sufficient. Overview of fha appraisal guidelines for 2020 according to the 2020 fha appraisal guidelines all properties being purchased with an fha insured mortgage loan must be appraised by a licensed hud approved home appraiser.

If the inspection reveals the need for roof repairs and the. Property must have sufficient access to the crawl space.