Fha Attic Inspection

The department of housing and urban development hud requires him to determine the current market value as with any appraisal.

Fha attic inspection.

Cost and income approach for value. However hud fha does not have a real definition of attic in their documentation. This ml announces a third extension of the foreclosure and. But they also require a property inspection to make sure the home meets hud s minimum standards for health and safety.

In our inspection checklist we cover electrical system hvac heating ventilation and ac roof foundation floors crwal space attic space complete exterior and interior inspection plumbing. Inspection the attic must be examined whether access is by pull down stairway or scuttle. All appropriate approaches must be utilized when applicable. Attic and crawl space inspection requirements.

The federal housing administration fha published mortgagee letter ml 2020 27 extension of foreclosure and eviction moratorium in connection with the presidentially declared covid 19 national emergency. If the inspection reveals the need for roof repairs and the. At a minimum the appraiser must enter head and shoulders into the attic. Fha has always had a requirement for appraisers to inspect attics.

Specialties 203k consultant architectural consultation architectural drawings architectural working drawing design attic and garage inspection attic inspection bank owned bank owned properties basement foundation inspections basement crawl space slab inspection carpet flooring inspection ceiling inspection ceilings floors inspection certified professional inspector chimney fireplace. The roof cannot have more than three layers of roofing. General acceptance criteria property eligibility and non residential use of property. Clarifying that fha requires an inspection.

The appraiser must inspect the attic for evidence of possible roof problems. When an fha loan is being used the appraiser has two objectives. An fha inspection is conducted by a licensed hud approved property appraiser. Home inspection our home inspection division is run by a veteran general contractor with over 30 years of experience in construction industry.

Fha s foreclosure and eviction moratorium extended through december 31 2020. Ensuring that mixed use properties comply with zoning. The appraiser must enter the attic and observe the interior roof structure and attic for evidence of leaks water damage structural problems previous fire damage frt sheathing exposed and frayed wiring deficient materials deficient insulation and adequate ventilation by vent fan or window.